Did we just lose our jobs to ChatGPT? With all the craze surrounding ChatGPT lately, we thought it would only be appropriate to test it out ourselves by putting our own jobs on the line by asking ChatGPT to give us 3 personal finance tips and reacting to them. We’ll let you know what we think and elaborate or criticize the answers provided by ChatGPT!

Many of us live our daily lives without knowing what the government actually does aside from want our tax money. We watch the news and see leaders of other nations making pretty big advancements or decisions for their country and you wonder what your country’s leader is doing for yours. That’s when the yearly budget comes in, a series of changes and new policies made to better the lives of citizens in the country.

It’s been a almost a month since the announcement of Singapore’s Budget 2023, even if you didn’t tune into the announcement live, information covering the budget still constantly pops up on social media, youtube or even on our own TFC socials >.< you should follow our socials btw. So with all the information that the budget has disclosed, you might be a little lost in thick of it all and aren’t sure how the budget announcement affects you personally. Today’s episode asks the questions “What direction is Singapore heading towards with the budget 2023 announcement?” and “How does the budget 2023 affect the lives of middle class Singaporeans?”

Many Singaporeans follow this path, work, save, invest, and accumulate. This is not the easiest path for many, we strive hard to do better at every turn, from being smarter shoppers, better money managers and even constantly up-skilling to be sexy in the labour market. The last thing we want is for our efforts to be thrown out.

Critical illness is one such fear, it can readily empty our bank accounts. Hence many consider critical illness insurance as a risk management strategy that we just cannot avoid. BUT how do we move away from sob stories and actually think about CI Insurance? Where does it sit in our broader financial plan and how much coverage do we really need? Haven’t we got enough? ><

Once upon a time, there was a person who was unsure about their financial goals. They knew they wanted to be financially stable and secure, but they weren’t sure how to get there…

So they listened to this week’s episode of First Dibs! And guess what? They found out how to started working towards their financial goal by following some little baby steps. Listen along and maybe you’ll be able to live happily ever after once you gain financial strength from this episode.

It is never too late to start, neither Is it ever too early to realise actually you have just been endlessly accumulating with no goals in mind.

Everyone has heard of the 50/30/20 strategy for budgeting but is it really the most efficient strategy? Well our host Reggie has a different opinion 😏

Come along as we discuss and put together a budgeting strategy that truly fits your needs and even allows for personal SPLURGING!