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Service and User Agreement

By accessing and using The Financial Coconut website and its related services (collectively referred to as "Services"), you agree to comply with and be bound by the following terms and conditions. Please read this agreement carefully.

1. Acceptance of Terms

By using our Services, you confirm that you accept these terms and conditions. If you do not agree to these terms, you must not use our Services.

2. License to Use Services

2.1 Use

The Financial Coconut grants you a limited, non-exclusive, and revocable license to access and use the Services for personal, non-commercial purposes.

2.2 Restrictions

You agree not to:

  • Modify, copy, or reverse engineer any part of the Services.
  • Use any automated means to access the Services without our prior written permission.
  • Engage in any activity that disrupts or interferes with the Services.

3. User Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You must notify us immediately of any unauthorised use of your account.

4. Content

4.1 User-Generated Content

Any content, including comments and reviews, that you submit to The Financial Coconut becomes the property of The Financial Coconut. You grant us a worldwide, perpetual, and irrevocable license to use, modify, and display this content.

4.2 Prohibited Content

You agree not to post any content that is illegal, harmful, defamatory, or infringes on the rights of others.

5. Payment and Fees

While access to some content may be free, certain features may require payment. You agree to pay all applicable fees as outlined during the registration process.

6. Termination

We reserve the right to suspend or terminate your access to the Services at our discretion, without notice, for conduct that we believe violates these terms or is harmful to other users or The Financial Coconut.

7. Disclaimer of Warranties

The Services are provided "as is" without any warranties of any kind. The Financial Coconut does not warrant that the Services will be uninterrupted or error-free.

8. Limitation of Liability

To the fullest extent permitted by law, The Financial Coconut will not be liable for any indirect, incidental, or consequential damages arising from your use of the Services.

9. Governing Law

This agreement shall be governed by and construed in accordance with the laws of Singapore. Any disputes shall be resolved in the courts of Singapore.

10. Changes to Terms

We may update these terms from time to time. We will notify you of any changes by posting the new terms on this page. Your continued use of the Services after any changes constitutes your acceptance of the new terms.

11. Contact Information

If you have any questions about this agreement, please contact us at hello@thefinancialcoconut.com.